What's the point of financial planning, if not to enable a more fulfilling life? I work with you to develop financial strategies – for spending, earning, working, investing, insurance, charity, etc – by uncovering what's important to you. We will delve into questions like 'What are you working for?' and 'How do you want to make the world better?'”
Besides any in-person and virtual meetings, you can expect unrestricted access to me. I do my best to answer the phone and if not, I return calls quickly, including evenings and weekends. I encourage clients to call me with ANY financial questions.
In my practice, I employ client-friendly technology, including a Calendly application where you can make an appointment directly on my calendar. There is also an eMoney client portal, where you can consolidate all your accounts in one place, track your expenses, run reports and more.
Typically, clients start working with me with a financial planning engagement. My financial planning services look at all the different parts of your life to get to know your values, aspirations, and priorities. Through a series of five to seven in-depth meetings, we will develop goals, projections, and recommendations as well as action steps and execution strategies. Throughout the planning process, I listen deeply to my clients and take the time to know them very well.
As a Registered Life Planner (RLP), trained through the famed Kinder Institute of Life Planning, I will ask you the following Kinder-designed questions at the beginning of the engagement to help you uncover your feelings around wealth, your values, and your life's priorities.
- I want you to imagine that you are financially secure, that you have enough money to take care of your needs, now and in the future. The question is, how would you live your life? What would you do with the money? Would you change anything? Let yourself go. Don't hold back your dreams. Describe a life that is complete, that is richly yours.
- This time, you visit your doctor who tells you that you have five to ten years left to live. The good part is that you won't ever feel sick. The bad news is that you will have no notice of the moment of your death. What will you do in the time you have remaining to live? Will you change your life, and how will you do it?
- This time, your doctor shocks you with the news that you have only one day left to live. Notice what feelings arise as you confront your very real mortality. Ask yourself: What dreams will be left unfulfilled? What do I wish I had finished or had been? What do I wish I had done?
Our resulting recommendations and action steps will be designed to reflect your values and the impact you wish to make on your family, your community and society at large.
As a Registered Life Planner (RLP), trained through the famed Kinder Institute of Life Planning, I will ask you the following Kinder-designed questions at the beginning of the engagement to help you uncover your feelings around wealth, your values, and your life's priorities.
- I want you to imagine that you are financially secure, that you have enough money to take care of your needs, now and in the future. The question is, how would you live your life? What would you do with the money? Would you change anything? Let yourself go. Don't hold back your dreams. Describe a life that is complete, that is richly yours.
- This time, you visit your doctor who tells you that you have five to ten years left to live. The good part is that you won't ever feel sick. The bad news is that you will have no notice of the moment of your death. What will you do in the time you have remaining to live? Will you change your life, and how will you do it?
- This time, your doctor shocks you with the news that you have only one day left to live. Notice what feelings arise as you confront your very real mortality. Ask yourself: What dreams will be left unfulfilled? What do I wish I had finished or had been? What do I wish I had done?
Our resulting recommendations and action steps will be designed to reflect your values and the impact you wish to make on your family, your community and society at large.
Prospective Clients (30-minute meetings)
--Introductory meeting – say hello and describe services and understand your needs
--Intake meeting – client registration and data collection
Financial Planning Clients (90-minute meetings)
- Values and aspirations
- Detailed financial data
- Expenses and cash flow review
- Risk management and insurance
- Legacy review – philanthropy and estate planning
- Long term projections and investment risk assessment
- Recommendations and action steps
- : financial clarity through reports such as personal balance sheet, personal cash flow statement, long-term probability of success, scenario projections for the future, continued access to e-Money portal and its reports, and in-depth strategies for more robust cash flow , insurance protection and long-term growth
If we discover a need, we may start an insurance application for life or long-term disability insurance (meetings 4 and 5).
If you have investable assets and would like to consider our investment management services, we will present an investment proposal at the end of the financial planning engagement.
The fee for an engagement of typical complexity is $2,500, paid at the beginning of the engagement.
Prospective Clients (30-minute meetings)
--Introductory meeting – say hello and describe services and understand your needs
--Intake meeting – client registration and data collection
Financial Planning Clients (90-minute meetings)
- Values and aspirations
- Detailed financial data
- Expenses and cash flow review
- Risk management and insurance
- Legacy review – philanthropy and estate planning
- Long term projections and investment risk assessment
- Recommendations and action steps
- : financial clarity through reports such as personal balance sheet, personal cash flow statement, long-term probability of success, scenario projections for the future, continued access to e-Money portal and its reports, and in-depth strategies for more robust cash flow , insurance protection and long-term growth
If we discover a need, we may start an insurance application for life or long-term disability insurance (meetings 4 and 5).
If you have investable assets and would like to consider our investment management services, we will present an investment proposal at the end of the financial planning engagement.
The fee for an engagement of typical complexity is $2,500, paid at the beginning of the engagement.
Please bring the following information to the intake meeting:
- Driver’s license number, state, issue date, expiration date
- Date of birth
- Social security number
- Email address
- Phone number
- If not a US citizen, permanent resident card (or visa) number, issue date, expiration date
- Home address
- Employer's name
- Job title
- Employer's address
- Estimate of annual income
- Estimate of annual total expenses
- Estimate of total bank account balances
- Estimate of total investment and retirement account balances
- Estimate of your real estate property value
- Estimate of your total debts - mortgage, car loans, student loans, credit cards, etc.
The estimates do not need to be exact; just an approximation is needed now.
Please bring the following information to the intake meeting:
- Driver’s license number, state, issue date, expiration date
- Date of birth
- Social security number
- Email address
- Phone number
- If not a US citizen, permanent resident card (or visa) number, issue date, expiration date
- Home address
- Employer's name
- Job title
- Employer's address
- Estimate of annual income
- Estimate of annual total expenses
- Estimate of total bank account balances
- Estimate of total investment and retirement account balances
- Estimate of your real estate property value
- Estimate of your total debts - mortgage, car loans, student loans, credit cards, etc.
The estimates do not need to be exact; just an approximation is needed now.
